If you have been sued in a debt collection lawsuit, we can help.

      We have been defending consumers in debt collection cases since 2007, taking them to trial and reaching favorable settlements with creditors of all kinds.

      Once you have been served with a summons and complaint, you have a limited time to respond.  If you do nothing, a judgment by default will be entered against you. Once a default judgment is entered, your wages can be garnished, your bank account levied and a lien can be filed against your property. You also lose substantial negotiating leverage - so you need to act promptly

      The good news is that a number of defense strategies are typically available, ranging from early discounted settlement to calculated delay. 


       Based on our knowledge of the players in this business and your particular needs, we can help craft and implement an effective strategy to put this episode behind you.

      We are pleased to offer a free consultation with no obligation. 

As noted, we know the players; we know what kind of money they are looking for, and, we know how to get you the best result based on the facts of your case.  Why don't you give us a quick call, free with no obligation, to learn your options?


We Can Be Reached at 


(877) 320-2380


Submit your contact information

in the box on the left

and we will respond promptly


     Until we speak, here is a rule of thumb to consider: Debt collectors are swamped. They have too many cases to try yours against an experienced debt defense attorney they know and respect. This means that as trial approaches, favorable settlements can be expected. 

So, call if you have questions.

hope to hear from you,

Bill Rose

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I understand the discussion is FREE; the information I provide is confidential; and that

I am under no obligation.


The Rose Consumer Law Firm is the one of the finest law firms that I have ever encountered. Attorney William Rose is extremely knowledgeable, he is responsive to urgent matters, and he goes above and beyond to help people resolve their problems successfully.

                           - James M., Orange 

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