Wage Garnishments and Bank Levies are tools for collecting judgments. If you've suffered either, then there is a judgment against you. If you had no idea, then the judgment may be void for lack of service. VOID judgments can be vacated.  But you must act quickly ! There is a time limit for atttacking void judgments. So, you may lose your rights if you delay.


      Even if the judgment is valid, however, we may be able to get you a discounted payoff. If you are interested in learning how we can help you, call us for a FREE consultation. The call will be in total confidence, and you will be under no obligation. Our discussion will simply be about learning your options.


Call us at 


(877) 320-2380




      Or, submit your contact information on the right, and we will respond promptly.


What constitutes valid service?


       Under California law, a plaintiff must provide the defendant with notice of a lawsuit either by “personal service” or “substitute service” of the summons and complaint. Personal Service means a copy of the summons and complaint is handed to the defendant.

Substitute Service occurs when a copy of the summons and complaint is handed to (1) an adult occupant of the defendant’s residence; or, (2) an adult who appears to be in control of the defendant’s workplace, such as a receptionist, or a clerk at a private mailbox service. Substitute service also requires that a copy of the summons and complaint be mailed to the defendant.     


       Failure to Serve is a common practice. One.of the greatest injustices is when a default judgment  - for failure to respond to service - is taken without serving the defendant. 


       If you find that there is a judgment against you, you must take immediate action or you may lose your ability to have the judgment vacated. While a judgment without ervice is void, the older a case gets, the more reluctant judges are to increase their workload by reopening an old case.. So you must act now.


         If there is a judgment against you, and you’d like to discuss your options, please call us at (877) 320-2380. There is no charge for the consultation.





Yes, I'd Like a FREE


I understand the consultation is FREE;

the information I provide is confidential; and,that I am under no obligation.


The Rose Consumer Law Firm is the one of the finest law firms that I have ever encountered. Attorney William Rose is extremely knowledgeable, he is responsive to urgent matters, and he goes above and beyond to help people resolve their problems successfully.

                           - James M., Orange 

Read More